Credit Reports in Seconds

Know Your Client's Credit Instantly.

Pull soft, hard, and tri-merge credit reports for your clients in under 60 seconds. Built for mortgage brokers, realtors, landlords, and auto dealers who move fast.

FCRA Compliant
All 3 Bureaus
Results in Seconds
Encrypted at Rest
Representative Score
742
Excellent
Equifax
745
Experian
742
TransUnion
748
3
Credit Bureaus
<60s
Average Pull Time
256-bit
AES Encryption
EN/ES
Bilingual Reports
FCRA
Fully Compliant

One Platform. Every Use Case.

Whether you're a consumer checking your score or a professional pulling tri-merge reports — Mr. Pull has you covered.

👤

For Consumers

Check your own credit score with a soft pull. No impact to your score. Know where you stand before applying.

  • Free soft pull credit check
  • Zero credit score impact
  • Instant results
  • Mortgage readiness indicator
Check My Credit →
💼

For Professionals

Pull credit reports for your clients instantly. Soft pulls, hard pulls, full tri-merge with FICO models.

  • Soft + Hard + Tri-Merge
  • All 3 bureaus + FICO
  • Client management + PDF reports
  • Volume pricing from $14.99/pull
Get Started →

Everything You Need. Nothing You Don't.

Instant Tri-Merge

Equifax, Experian, TransUnion — all three bureaus, all three FICO mortgage scores. Delivered in seconds.

📊

Score Simulator

Simulate what-if scenarios. Pay down a card, remove a collection — see the projected score change instantly.

🔌

Embeddable Widget

Drop a pre-qualification widget on your website. Leads check their score and flow right into your pipeline.

🔒

FCRA Compliant

Built-in digital consent forms, auto-expiring authorizations, audit log, and OFAC/fraud screening on every pull.

🇲🇽

Bilingual Reports

Full English + Spanish support. Consumer-facing PDFs, consent forms, and widgets in both languages.

📋

Branded PDFs

Generate professional credit report PDFs with your branding. Consumer copies included for FCRA compliance.

Everything Your Underwriter Needs.

VOE, VOI, tri-merge with mortgage FICO models, rapid rescore — all in one platform.

📄

Tri-Merge Credit Report

All 3 bureaus with the exact FICO models underwriters require: FICO 2 (Experian), FICO 4 (TransUnion), FICO 5 (Equifax). Middle score auto-calculated.

FICO 2 FICO 4 FICO 5 FICO 8 VantageScore 3.0

VOE & VOI Verification

Verify borrower employment status, title, tenure, and income instantly. Required for DU/LP findings. No more chasing HR departments.

Employment Income $20/request

Rapid Rescore

Client 5 points short of 740? Submit updated tradeline data for a rush rescore. Get updated scores in 3-5 business days. Save your borrower thousands in rate adjustments.

$75/account
👁️

Undisclosed Debt Monitor

Catch new debt between application and closing. Automated soft pulls on a schedule so nothing slips through. Protect your pipeline from last-minute surprises.

$10/month per borrower

Three Steps. Under 60 Seconds.

1

Enter Client Info

Name, address, and last 4 of SSN. That's all we need for a soft pull. For tri-merge, upload the signed consent form or have your client sign digitally.

2

Select Pull Type

Soft pull (no score impact), hard pull, or full tri-merge with mortgage FICO models. We support FICO 2, 4, 5, 8, and VantageScore.

3

Get Results Instantly

Scores, account summary, tradelines, and compliance screening — all delivered to your dashboard. Download PDFs, run simulations, or share with your team.

Simple Pricing. No Surprises.

No contracts. No setup fees. No hidden charges. Cancel anytime.

Pay-As-You-Go
$0/mo
$49.99 per pull
  • Single pulls on demand
  • Soft pulls only
  • Email delivery
  • No commitment
Start Free
Starter
$149/mo
$34.99 per pull
  • 10 pulls included
  • Soft + Hard pulls
  • Dashboard access
  • Email + PDF delivery
Get Started
Pro
$349/mo
$24.99 per pull
  • 50 pulls included
  • Tri-merge reports
  • Score simulator
  • Embeddable widget
  • Priority support
Go Pro →
Enterprise
$699/mo
$14.99 per pull
  • 200 pulls included
  • All bureaus + FICO
  • Dedicated rep
  • Custom integrations
  • Compliance dashboard
Contact Sales

Start Pulling Credit Reports Today.

Set up your account in under 2 minutes. No credit card required to sign up.